Engineering Insurance

Our Engineering Insurance Solutions

We offer a range of engineering insurance products tailored to cover different aspects of your operations. Here are some of our key offerings:

1. Contractors All Risks (CAR) Insurance

CAR insurance is designed for construction projects, providing comprehensive coverage for both damage to the project itself and third-party liability. It protects contractors, property owners, and other stakeholders from unforeseen risks that may arise during construction.

• Coverage for material damage (accidental, fire, weather-related, etc.)
• Third-party liability coverage for injuries or property damage
• Protection for construction sites, materials, and equipment
• Suitable for residential, commercial, and infrastructure projects

2. Erection All Risks (EAR) Insurance

EAR insurance offers protection for the erection, testing, and commissioning of machinery and plant equipment. It’s essential for projects that involve heavy machinery installation and large-scale industrial setups.

• Coverage during the installation, testing, and commissioning phases
• Protection against accidental damage, theft, or loss of machinery
• Third-party liability for damage or injury caused during erection works
• Ideal for industries like energy, manufacturing, and heavy engineering

3. Machinery Breakdown Insurance

Machinery Breakdown Insurance covers the costs associated with the sudden and unexpected breakdown of critical machinery, ensuring minimal disruption to your operations. It helps cover the cost of repairs or replacement of damaged equipment.

• Protection for mechanical and electrical machinery and equipment
• Coverage for repair or replacement costs
• Coverage for damage caused by operator error, electrical failure, or mechanical breakdown
• Essential for industries reliant on machinery like manufacturing, construction, and power generation

4. Electronic Equipment Insurance

With businesses increasingly dependent on electronic systems and equipment, electronic equipment insurance covers risks associated with damage or malfunction of sensitive electronic devices and systems used in your operations.

• Coverage for computers, data centers, communication systems, medical equipment, and more
• Protection against fire, theft, short circuits, power surges, and accidental damage
• Coverage for data recovery and increased cost of working due to equipment breakdown

5. Boiler and Pressure Vessel Insurance

Boilers and pressure vessels are critical components in many industrial settings. Our boiler and pressure vessel insurance provides coverage for damage to these items, as well as any associated liabilities resulting from their failure or explosion.

• Coverage for explosion or breakdown of boilers and pressure vessels
• Protection for damage to the insured equipment and surrounding property
• Third-party liability coverage for injuries or damage to nearby property

6. Civil Engineering Completed Risks (CECR) Insurance

CECR insurance covers civil engineering structures after their completion, protecting against risks like damage due to natural disasters or other unforeseen events. This insurance is ideal for large infrastructure projects such as bridges, tunnels, and roads.

• Coverage for completed civil engineering works against damage or collapse
• Protection against natural disasters, fire, and accidental damage
• Suitable for government infrastructure projects, public utilities, and large-scale industrial developments